{"id":3259,"date":"2008-12-04T17:21:22","date_gmt":"2008-12-04T15:21:22","guid":{"rendered":"http:\/\/www.altso.org.tr\/genel\/banka-mudurleri-ile-zirve-toplantisi\/"},"modified":"2008-12-04T17:21:22","modified_gmt":"2008-12-04T15:21:22","slug":"banka-mudurleri-ile-zirve-toplantisi","status":"publish","type":"post","link":"https:\/\/www.altso.org.tr\/en\/genel\/banka-mudurleri-ile-zirve-toplantisi\/","title":{"rendered":"BANKA M\u00dcD\u00dcRLER\u0130 \u0130LE  Z\u0130RVE TOPLANTISI"},"content":{"rendered":"<p><strong>TA\u00c7; BANKALAR ZORLUKLARA T\u0130CARET ERBABI \u0130LE B\u0130RL\u0130KTE G\u00d6\u011e\u00dcS GERMEL\u0130<\/strong>       Odam\u0131z Y\u00f6netimi, Banka M\u00fcd\u00fcrleriyle Ekonomik Durum\u00a0 de\u011ferlendirmesi yapt\u0131. Oda Ba\u015fkan\u0131m\u0131z Kerim Ta\u00e7, sicili temiz olan ama k\u0131sa s\u00fcreli s\u0131k\u0131nt\u0131 i\u00e7inde bulunan ticaret erbab\u0131n\u0131n bor\u00e7lar\u0131n\u0131n bankalar taraf\u0131ndan yeniden yap\u0131land\u0131rmas\u0131n\u0131n \u00f6nemine dikkat \u00e7ekti.<\/p>\n<div class=\"clearfix\"><\/div>\n<div class=\"spacer\"><\/div>\n<p>Odam\u0131z Y\u00f6netimi ve \u0130l\u00e7emizde \u015eubesi bulunan bankalar\u0131n m\u00fcd\u00fcrleri, d\u00fcnya ve \u00fclkemizi etkisi alt\u0131na alan ekonomik krizin ard\u0131ndan il\u00e7emiz \u00f6l\u00e7e\u011finde ya\u015fanan geli\u015fmeleri de\u011ferlendirmek amac\u0131yla bir araya geldiler.              G\u00f6r\u00fc\u015fmede bankalar ile banka m\u00fc\u015fterileri aras\u0131ndaki ili\u015fki ve m\u00fc\u015fterek \u00e7\u0131karlar konular\u0131nda g\u00f6r\u00fc\u015f al\u0131\u015fveri\u015finde bulunuldu. Oda Ba\u015fkan\u0131m\u0131z Kerim Ta\u00e7 , yapt\u0131\u011f\u0131 a\u00e7\u0131klamada bankalar\u0131n \u00f6zellikle ald\u0131\u011f\u0131 kredinin b\u00fcy\u00fck b\u00f6l\u00fcm\u00fcn\u00fc \u00f6deyen ve \u00f6deme gayreti i\u00e7inde bulunan ticaret erbab\u0131n\u0131 kollamas\u0131 gerekti\u011finin alt\u0131n\u0131 \u00e7izdi. Banka m\u00fcd\u00fcrleri bu \u00f6neriye s\u0131cak bakt\u0131klar\u0131n\u0131 ve bu t\u00fcr m\u00fc\u015fterilerin kredi taksitinin \u00f6deme g\u00fcn\u00fc gelmeden kendilerine ba\u015fvurmas\u0131 halinde\u00a0 gerekeni yapacaklar\u0131n\u0131 a\u00e7\u0131klad\u0131lar.<br \/>  Ta\u00e7, kamuoyunda bankalar\u0131n g\u00fcn\u00fcnde \u00f6denen ve vadesi gelmeyen kredileri geri \u00e7a\u011f\u0131rd\u0131\u011f\u0131 ve baz\u0131 \u00f6nemli kredi kalemlerinin durdurulmas\u0131 gibi endi\u015felerin bulundu\u011funu belirterek \u015fube m\u00fcd\u00fcrlerinden bilgi istedi       <strong>\u015eUBE M\u00dcD\u00dcRLER\u0130: KRED\u0130 KULLANIMINDA B\u0130R SIKINTI YOK, SADECE TEMK\u0130NL\u0130Y\u0130Z<\/strong><br \/>  Odam\u0131z Ba\u015fkan\u0131 Kerim Ta\u00e7 taraf\u0131ndan kamuoyunun bilgilendirilmesi amac\u0131yla sorulan bu soruya banka m\u00fcd\u00fcrleri, krizin etkileri nedeniyle zaman\u0131nda \u00f6denen ve g\u00fcn\u00fc gelmemi\u015f kredilerin geri \u00e7a\u011fr\u0131lmas\u0131 veya kredilerde bir k\u0131s\u0131tlamaya gidilmesinin m\u00fcmk\u00fcn olmad\u0131\u011f\u0131n\u0131 belirterek, \u201c Biz bankac\u0131lar olarak sadece temkinli hareket etmemiz gereken bir d\u00f6nemden ge\u00e7ti\u011fimizi d\u00fc\u015f\u00fcn\u00fcyoruz. Bankalar\u0131n bu d\u00f6nemde sadece \u00f6demeleri kabul etti\u011fi ve kredi vermedi\u011fi t\u00fcr\u00fcnden s\u00f6ylemler ger\u00e7ek d\u0131\u015f\u0131d\u0131r. Bizler elimizdeki \u00fcr\u00fcn olan paray\u0131 satmak zorunday\u0131z. Satmazsak kaybederiz. Bu manada son y\u0131llarda h\u0131zl\u0131 b\u00fcy\u00fcyen ve en \u00e7ok kar eden kurumlar\u0131n ba\u015f\u0131nda gelen bankalar da ellerindeki paray\u0131 bir \u015fekilde satmak zorundad\u0131r. Biz de yeterli teminat g\u00f6rd\u00fc\u011f\u00fcm\u00fcz m\u00fc\u015fterilerimize notuna g\u00f6re kredi vermeye devam ediyoruz\u201d diye konu\u015ftular.<br \/>  Ekonomide her \u015feyin beklentiler \u00fczerine kurulu oldu\u011funa da dikkat \u00e7eken banka m\u00fcd\u00fcrleri bankalar\u0131n \u015fu anda gelecek birka\u00e7 aya ili\u015fkin kararlar vermekte zorland\u0131\u011f\u0131n\u0131 ama ba\u015fbakan taraf\u0131ndan a\u00e7\u0131klanacak bir paketin rahatlamaya neden olabilece\u011fini a\u00e7\u0131klad\u0131lar. Banka m\u00fcd\u00fcrleri ayr\u0131ca kredi kullan\u0131m\u0131 konusunda t\u00fcketicinin bilgilendirilmesi gerekti\u011fini s\u00f6ylediler. Banka m\u00fcd\u00fcrleri,       1 * Hat\u0131r \u00e7eki, <br \/>  2 *\u00a0 \u00d6zellikle memurlar taraf\u0131ndan ticaret erbab\u0131 i\u00e7in kulland\u0131r\u0131lan hat\u0131r kredisi, <br \/>  3 *\u00a0 M\u00fclk\u00fc olan\u0131n ba\u015fkas\u0131na verdi\u011fi hat\u0131r ipote\u011fi,\u00a0       4 * Kredinin ba\u015fka ama\u00e7lar i\u00e7in kullan\u0131lmas\u0131\u201d       gibi hususlar hem kredi sahibini ve hem de kefillerini zor durumda b\u0131rakarak sicillerinin bozulmas\u0131na neden oldu\u011funu a\u00e7\u0131klad\u0131lar.              Ba\u015fkan Kerim Ta\u00e7 ayr\u0131ca,\u00a0 s\u0131k\u0131nt\u0131ya bankalar\u0131n da ticaret erbab\u0131 kadar g\u00f6\u011f\u00fcs germesini bekledi\u011fini ifade ederken, banka m\u00fcd\u00fcrleri de kiral\u0131k veya tapusu olan \u00e7ift\u00e7ilere tar\u0131m kredisi vermeye devam ettiklerini ve ayr\u0131ca da bayram i\u00e7in uygun faizde \u201cBayram Kredisi\u201d paketlerinin bulundu\u011funu hat\u0131rlatt\u0131lar.       Toplant\u0131n\u0131n bir de\u011ferlendirmesini yapan Ta\u00e7, ayn\u0131 zamanda bizim \u00fcyemiz olan bankalar ile yine \u00fcyemiz olan firmalar\u0131n ili\u015fkileri konusunda de\u011ferlendirmelerde bulunduk. G\u00f6r\u00fc\u015fmelerimiz \u00e7ok olumlu bir havada ge\u00e7ti. Bankalar bizlere kredi durdurulmas\u0131 veya zaman\u0131nda \u00f6denen veya vadesi gelmeyen kredilerin geri \u00e7a\u011fr\u0131lmad\u0131\u011f\u0131n\u0131 a\u00e7\u0131k bi\u00e7imde ifade ettiler. Biz de taksitli kredisinin b\u00fcy\u00fck b\u00f6l\u00fcm\u00fcn\u00fc \u00f6deyen ama ge\u00e7ici bir mali s\u0131k\u0131nt\u0131 i\u00e7inde bulunan \u00fcyelerin geri kalan bor\u00e7lar\u0131n\u0131n yeniden d\u00fczenlenmesi konusunda bankalarla g\u00f6r\u00fc\u015f birli\u011fine vard\u0131k. Ancak \u00fcyelerimizi kredi al\u0131rken \u00e7ok dikkatli davranmaya ve bankalar taraf\u0131ndan \u00e7ok cazip olarak sunulan faiz oranlar\u0131n\u0131n hedeflerine uyup uymad\u0131\u011f\u0131n\u0131 iyi analiz etmelerini istiyoruz. Toplant\u0131da edindi\u011fimiz bir di\u011fer \u00f6nemli izlenim son d\u00f6nemlerde hat\u0131r \u00e7eki nedeniyle \u00e7ok say\u0131da banka m\u00fc\u015fterisinin ma\u011fdur oldu\u011fu y\u00f6n\u00fcndedir. Bu husularda t\u00fcm \u00fcyelerimizin biraz daha dikkatli olmalar\u0131 kendi \u00e7\u0131karlar\u0131na olacakt\u0131r\u201d dedi.<br \/>  \u00a0       \u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TA\u00c7; BANKALAR ZORLUKLARA T\u0130CARET ERBABI \u0130LE B\u0130RL\u0130KTE G\u00d6\u011e\u00dcS GERMEL\u0130 Odam\u0131z Y\u00f6netimi, Banka M\u00fcd\u00fcrleriyle Ekonomik Durum\u00a0 de\u011ferlendirmesi yapt\u0131. Oda Ba\u015fkan\u0131m\u0131z Kerim Ta\u00e7, sicili temiz olan ama k\u0131sa s\u00fcreli s\u0131k\u0131nt\u0131 i\u00e7inde bulunan ticaret erbab\u0131n\u0131n bor\u00e7lar\u0131n\u0131n bankalar taraf\u0131ndan yeniden yap\u0131land\u0131rmas\u0131n\u0131n \u00f6nemine dikkat \u00e7ekti.<\/p>\n","protected":false},"author":1,"featured_media":3263,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3259","post","type-post","status-publish","format-gallery","has-post-thumbnail","hentry","category-genel","post_format-post-format-gallery"],"_links":{"self":[{"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/posts\/3259","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/comments?post=3259"}],"version-history":[{"count":0,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/posts\/3259\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/media\/3263"}],"wp:attachment":[{"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/media?parent=3259"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/categories?post=3259"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/tags?post=3259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}