{"id":3326,"date":"2009-02-11T16:18:55","date_gmt":"2009-02-11T14:18:55","guid":{"rendered":"http:\/\/www.altso.org.tr\/genel\/halkbank-ile-odamiz-arasinda-kredi-anlasmasi\/"},"modified":"2009-02-11T16:18:55","modified_gmt":"2009-02-11T14:18:55","slug":"halkbank-ile-odamiz-arasinda-kredi-anlasmasi","status":"publish","type":"post","link":"https:\/\/www.altso.org.tr\/en\/genel\/halkbank-ile-odamiz-arasinda-kredi-anlasmasi\/","title":{"rendered":"HALKBANK \u0130LE ODAMIZ ARASINDA KRED\u0130 ANLA\u015eMASI"},"content":{"rendered":"

ODAMIZ \u00dcYELER\u0130NE 25 M\u0130LYON TL L\u0130K KAYNAK<\/strong> T\u00fcrkiye’de ilk defa bir il\u00e7e ticaret ve sanayi odas\u0131, \u00fcyelerini ekonomik krize kar\u015f\u0131 korumak amac\u0131yla kendi kaynaklar\u0131n\u0131 cazip kredi \u015fartlar\u0131yla kulland\u0131rma karar\u0131 ald\u0131. Alanya Ticaret ve Sanayi Odas\u0131\u2019n\u0131n aktaraca\u011f\u0131 kaynak ve HALKBANK taraf\u0131ndan sa\u011flanan ilave kaynakla birlikte Alanya\u2019ya toplam 25 milyon TL’lik\u00a0 yeni kredi kayna\u011f\u0131 sa\u011fland\u0131.<\/p>\n

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Odam\u0131z\u0131n \u00fcyelerimizin katk\u0131lar\u0131 ile olu\u015fan kendi kayna\u011f\u0131n\u0131 yine \u00fcyelerine \u2018nakit kredi’ \u015feklinde kulland\u0131rmak amac\u0131yla HALKBANK ‘la protokol imzalad\u0131.16 \u015eubat 2009 Pazartesi kullan\u0131ma a\u00e7\u0131lacak kredilerin alt limiti 5 Bin, \u00fcst limiti ise 10 Bin TL olacak Kredi faiz oranlar\u0131 da ayl\u0131k e\u015fit taksitli ve 12 ay vadeli olacak. Protokole g\u00f6re ALTSO\u2019nun taraf\u0131ndan sa\u011flanacak 1,5 Milyon TL\u2019nin, geri d\u00f6n\u00fc\u015flerle birlikte 2,6 milyon TL, ile: Bankan\u0131n kendi kaynaklar\u0131ndan 7,5 milyon TL nakit ve gayrinakit kredi ve 10 milyon USD tutar\u0131nda da yurt d\u0131\u015f\u0131 kaynakl\u0131 kredi olmak \u00fczere Alanya b\u00f6lgesine yakla\u015f\u0131k 25 milyon TL kredi kulland\u0131r\u0131lacak. ALTSO mevduat kayna\u011f\u0131ndan firmalara kulland\u0131r\u0131lacak kredilere; Ayl\u0131k %1,20 Y\u0131ll\u0131k % 14,40 oran\u0131nda faiz uygulanacak ve kredi tutar\u0131 \u00fczerinden Y\u0131ll\u0131k % 1,50 banka hissesine d\u00fc\u015fen komisyon tutar\u0131 kredi m\u00fc\u015fterisinden pe\u015fin olarak tahsil edilecektir. ALTSO mevduat kayna\u011f\u0131ndan ayl\u0131k e\u015fit taksitli olarak kulland\u0131r\u0131lacak kredinin vadesi asgari 3 (\u00fc\u00e7) ay azami 12 (oniki) ay olacakt\u0131r. Odam\u0131z kaynaklar\u0131ndan kulland\u0131r\u0131lacak kredilere ili\u015fkin ba\u015fvurular, talep edilen kredi limitleri dikkate al\u0131narak ve \u00f6ncelik en d\u00fc\u015f\u00fck miktarl\u0131 kredi talebinde olmak \u00fczere genel kredi \u015fartlar\u0131 \u00e7er\u00e7evesinde Halkbank taraf\u0131ndan de\u011ferlendirilecek ve sonu\u00e7land\u0131r\u0131lacakt\u0131r. ALTSO \u00fcyelerine kulland\u0131r\u0131lacak 25 milyon YTL’lik kayna\u011f\u0131n imza protokol\u00fc ALTSO ile Halkbank aras\u0131nda imzaland\u0131. \u0130mza protokol\u00fc Oda Ba\u015fkan\u0131m\u0131z Kerim Aydo\u011fan ve Halkbank KOB\u0130 Bankacal\u0131\u011f\u0131ndan Sorumlu Daire Ba\u015fkan\u0131 \u0130smet Gergerli aras\u0131nda imzaland\u0131. Odam\u0131z bu protokol\u00fcn hayata ge\u00e7mesi i\u00e7in kendi mevduat\u0131n\u0131 da Halkbank Alanya \u015eubesi\u2019nde de\u011ferlendirme karar\u0131 ald\u0131. \u0130mza t\u00f6renine ALTSO Y\u00f6netim Kurulu \u00dcyeleri ve Halkbank B\u00f6lge Koordinat\u00f6r\u00fc Hakan Y\u00fcksek ve Alanya \u015eube M\u00fcd\u00fcr\u00fc Ahmet Y\u0131ld\u0131z da kat\u0131ld\u0131. Protokol\u00fcn ard\u0131ndan bir a\u00e7\u0131klama yapan Oda Ba\u015fkan\u0131m\u0131z Kerim Aydo\u011fan, s\u00f6z konusu kredi sayesinde turizm sezonu \u00f6ncesinde acil ihtiyac\u0131 bulunan oda \u00fcyelerinin nefes almas\u0131n\u0131 arzu ettiklerini s\u00f6yledi. Oda Ba\u015fkan\u0131m\u0131z Aydo\u011fan a\u00e7\u0131klamas\u0131nda, \u201cOdam\u0131z\u0131n kaynaklar\u0131n\u0131 en do\u011fru ve \u00fcye odakl\u0131 kullanmay\u0131 hedefliyoruz. Turizm sezonunun a\u00e7\u0131lmas\u0131na birka\u00e7 ay kala s\u0131k\u0131\u015f\u0131k durumda kalan \u00fcyemize bu kredi can suyu gibi gelecek. \u00dcyelerimizden tek iste\u011fimiz ald\u0131klar\u0131 krediyi zaman\u0131nda \u00f6desinler. Bu sayede krediden daha fazla \u00fcyemiz kullanma imkan\u0131 bulsun. 1,2 Faiz oran\u0131 ise ger\u00e7ekten piyasa ko\u015fullar\u0131nda \u00e7ok uygun. Ben eme\u011fi ge\u00e7en Halkbank m\u00fcd\u00fcr\u00fc, b\u00f6lge m\u00fcd\u00fcr\u00fc ve daire ba\u015fkan\u0131na te\u015fekk\u00fcr ederim. Kriz d\u00f6nemlerinde \u00fcyemizin yan\u0131nda olan Halkbankas\u0131\u2019n\u0131n bu jestine\u00a0 \u00fcyelerimizin iyi g\u00fcnlerinde kar\u015f\u0131l\u0131k verece\u011fine inan\u0131yorum.\u201d dedi. KOB\u0130 Bankacal\u0131\u011f\u0131\u2019ndan Sorumlu Daire Ba\u015fkan\u0131 \u0130smet Gergerli, ise banka olarak daima \u00fcreten ve istihdam yaratan firmalar\u0131n yan\u0131nda olduklar\u0131n\u0131, sadece g\u00fcne\u015fli g\u00fcnlerde de\u011fil, ya\u011fmurlu g\u00fcnlerde \u015femsiyelerini s\u0131k\u0131nt\u0131 i\u00e7indeki tacirler i\u00e7in a\u00e7acaklar\u0131n\u0131 s\u00f6yledi. Gergerli, a\u00e7\u0131klamas\u0131nda, \u201cSon \u00fc\u00e7 ayda 12 bin yeni firmay\u0131 da \u015femsiyeleri alt\u0131na ald\u0131k. Kriz d\u00f6nemlerinde de \u00e7izgimizi bozmad\u0131k.\u2019\u2019 dedi. Bu t\u00fcr s\u00f6zle\u015fmelerin ilkini TOBB la yapt\u0131klar\u0131n\u0131 ve olduk\u00e7a ba\u015far\u0131l\u0131 oldu\u011funu, daha sonra \u0130stanbul, Ankara, Eski\u015fehir, Bursa gibi b\u00fcy\u00fck odalardan sonra ilk kez bir \u0130l\u00e7e odas\u0131 ile protokol yapt\u0131klar\u0131n\u0131 ifade eden Gergerli, bu konuda Oda Y\u00f6netiminin g\u00f6sterdi\u011fi duyarl\u0131l\u0131k ve \u00e7aban\u0131n takdire \u015fayan oldu\u011funu belirtti.
Kredi ile ilgili ba\u015fvurular 16 \u015eubat 2009 Pazartesi yap\u0131labilecektir.\u00a0

Bilgi ve Ba\u015fvuru:
HALKBANK ALANYA \u015eUBES\u0130\u00a0<\/strong> \u00c7ar\u015f\u0131 Mah. M\u00fcft\u00fcler Cad. No:19\u00a0Alanya\/ANTALYA<\/strong>
Telefon : 510 10 09<\/strong>Faks\u00a0\u00a0\u00a0\u00a0\u00a0 : 513 50 06<\/strong> KRED\u0130 BA\u015eVURUSU \u0130\u00c7\u0130N \u0130STEN\u0130LEN BELGELER<\/strong>
– Vergi Levhas\u0131,
– Oda Kay\u0131t Belgesi (Odam\u0131zdan Al\u0131nacakt\u0131r)
– \u0130mza Sirk\u00fcs\u00fc,
– N\u00fcfus C\u00fczdan Fotokopisi, T.C.Kimlik Numaras\u0131
– Ad\u0131na kay\u0131tl\u0131 elektrik, su, telefon faturas\u0131 ve ikametgah ilmuhaberi
– Son\u00a02 y\u0131ll\u0131k (2007-2008) muhasebece veya vergi dairesince onayl\u0131 \u0130\u015fletme hesabu veya bilan\u00e7o, gelir tablosu
– Ticaret Sicil Gazetesi (T\u00fczel Ki\u015filer \u0130\u00e7in)
– Yetki Belgesi (T\u00fczel Ki\u015filer \u0130\u00e7in)
– ALTSO-Halkbank \u0130\u015fbirli\u011fi \u0130le Destek Kredisi \u0130\u00e7in Kredi Talebi Beyan Belgesi (Odam\u0131zdan Al\u0131nacakt\u0131r) Kredi ba\u015fvurular\u0131 Banka taraf\u0131ndan protokol kapsam\u0131na uygun olarak; genel bankac\u0131l\u0131k mevzuat\u0131, bankac\u0131l\u0131k team\u00fclleri, Banka mevzuat\u0131 ve kredi politikas\u0131 esaslar\u0131 do\u011frultusunda de\u011ferlendirilerek sonu\u00e7land\u0131r\u0131lacakt\u0131r. \u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

ODAMIZ \u00dcYELER\u0130NE 25 M\u0130LYON TL L\u0130K KAYNAK T\u00fcrkiye’de ilk defa bir il\u00e7e ticaret ve sanayi odas\u0131, \u00fcyelerini ekonomik krize kar\u015f\u0131 korumak amac\u0131yla kendi kaynaklar\u0131n\u0131 cazip kredi \u015fartlar\u0131yla kulland\u0131rma karar\u0131 ald\u0131. Alanya Ticaret ve Sanayi Odas\u0131\u2019n\u0131n aktaraca\u011f\u0131 kaynak ve HALKBANK taraf\u0131ndan sa\u011flanan ilave kaynakla birlikte Alanya\u2019ya toplam 25 milyon TL’lik\u00a0 yeni kredi kayna\u011f\u0131 sa\u011fland\u0131.<\/p>\n","protected":false},"author":1,"featured_media":3328,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3326","post","type-post","status-publish","format-gallery","has-post-thumbnail","hentry","category-genel","post_format-post-format-gallery"],"_links":{"self":[{"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/posts\/3326","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/comments?post=3326"}],"version-history":[{"count":0,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/posts\/3326\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/media\/3328"}],"wp:attachment":[{"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/media?parent=3326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/categories?post=3326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/tags?post=3326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}