{"id":4480,"date":"2009-11-03T16:46:40","date_gmt":"2009-11-03T14:46:40","guid":{"rendered":"http:\/\/www.altso.org.tr\/genel\/esnaf-ve-kobilere-yonelik-yeni-kredi-destekleri-anlatildi\/"},"modified":"2009-11-03T16:46:40","modified_gmt":"2009-11-03T14:46:40","slug":"esnaf-ve-kobilere-yonelik-yeni-kredi-destekleri-anlatildi","status":"publish","type":"post","link":"https:\/\/www.altso.org.tr\/en\/genel\/esnaf-ve-kobilere-yonelik-yeni-kredi-destekleri-anlatildi\/","title":{"rendered":"ESNAF VE KOB\u0130’LERE Y\u00d6NEL\u0130K YEN\u0130 KRED\u0130 DESTEKLER\u0130 ANLATILDI"},"content":{"rendered":"

\u201c\u0130\u015eLETMELER B\u0130RAN \u00d6NCE KOSGEB VER\u0130 TABANINA KAYITLARINI YAPTIRSIN\u201d<\/strong> Esnaf ve KOB\u0130’lere y\u00f6nelik \u201cKredi Garanti Fonu Uygulamalar\u0131 \u0130le Yeni KOSGEB Destekleri <\/strong>\u201cOdam\u0131z Konferans Salonu\u2019nda anlat\u0131ld\u0131.\u00a0 Odam\u0131z taraf\u0131ndan d\u00fczenlenen seminere konu\u015fmac\u0131 olarak, Akdeniz \u00dcniversitesi \u00d6\u011fretim G\u00f6revlisi ve KOSGEB Antalya Sinerji Oda\u011f\u0131 Sorumlusu \u015e\u00fckr\u00fc Y\u0131ld\u0131z kat\u0131ld\u0131.<\/p>\n

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“ESNAF VE SANATKARLARIMIZ \u0130LE T\u00dcM KOB\u0130’LER\u0130M\u0130ZE Y\u00d6NEL\u0130K 3 AYAKLI YEN\u0130 B\u0130R KRED\u0130 DESTEK PROGRAMINI HAYATA GE\u00c7\u0130YOR'”<\/p>\n

<\/strong>KOSGEB Antalya Sinerji Oda\u011f\u0131 Sorumlusu \u015e\u00fckr\u00fc Y\u0131ld\u0131z, esnaf ve sanatkarlar ile t\u00fcm KOB\u0130’lere y\u00f6nelik 3 ayakl\u0131 yeni bir kredi destek program\u0131n\u0131 hayata ge\u00e7irdiklerini bildirdi. Y\u0131ld\u0131z, destek programlar\u0131ndan ilkiyle 100 bin i\u015fletmeye 2,5 milyarl\u0131k kredi sa\u011flanmas\u0131n\u0131 \u00f6ng\u00f6rd\u00fcklerini bildirdi. \u0130kinci destek program\u0131n\u0131n GAP b\u00f6lgesinde faaliyet g\u00f6steren KOB\u0130’lere y\u00f6nelik olaca\u011f\u0131n\u0131 belirten Y\u0131ld\u0131z, \u00fc\u00e7\u00fcnc\u00fc kredi faiz deste\u011finin ise Acil Destek Kredisi Program\u0131 oldu\u011funu kaydetti\u2026 Y\u0131ld\u0131z hedeflerinin T\u00fcrkiye’deki t\u00fcm KOB\u0130’lere i\u015fletme sermayesi olarak uygun ko\u015fullarda yeni bir finansal destek sa\u011flamay\u0131 ama\u00e7lad\u0131klar\u0131n\u0131 s\u00f6yledi. S\u00f6z konusu destekler, sadece 2009 y\u0131l\u0131 sonuna kadar ge\u00e7erli olaca\u011f\u0131na da i\u015faret eden Y\u0131ld\u0131z,\u00a0 \u00fc\u00e7\u00fcnc\u00fc kredi faiz deste\u011finin ise Acil Destek Kredisi Program\u0131 oldu\u011funu belirterek, 2009 y\u0131l\u0131 i\u00e7inde T\u00fcrkiye’de ya\u015fanan ve \u00e7ok say\u0131da vatanda\u015f\u0131n gerek can gerek mal kayb\u0131na neden olan sel felaketinden b\u00fcy\u00fck zarar g\u00f6rm\u00fc\u015f olan i\u015fletmeleri desteklemek amac\u0131yla Acil Destek Kredisi Program\u0131n\u0131 hayata ge\u00e7irdiklerini bildirdi.<\/p>\n

”YEN\u0130 KRED\u0130 FA\u0130Z DESTE\u011e\u0130 PROGRAMI UYGULAMASI \u0130LE KRED\u0130\u00a0 FA\u0130Z\u0130N\u0130N Y\u00dcZDE 75’\u0130 KOSGEB, Y\u00dcZDE 25’\u0130 \u0130SE KRED\u0130Y\u0130 KULLANAN KOB\u0130 TARAFINDAN KAR\u015eILANACAK”<\/strong> <\/p>\n

\u015e\u00fckr\u00fc Y\u0131ld\u0131z, Yeni Kredi Faiz Deste\u011fi Program\u0131 uygulamas\u0131 ile kredi faizinin y\u00fczde 75’inin KOSGEB, y\u00fczde 25’inin ise krediyi kullanan KOB\u0130 taraf\u0131ndan kar\u015f\u0131lanaca\u011f\u0131n\u0131 bildirdi.
KOSGEB Antalya Sinerji Oda\u011f\u0131 Sorumlusu, kredinin ilk 3 ay\u0131n\u0131n \u00f6demesiz, kalan\u0131n\u0131n ayl\u0131k e\u015fit taksitler halinde \u00f6demeli, toplam 12 ay vadeli kredinin i\u015fletme ba\u015f\u0131na \u00fcst limiti 25 bin lira olaca\u011f\u0131n\u0131 s\u00f6yledi. Kad\u0131n giri\u015fimcilere ayr\u0131cal\u0131k tan\u0131nd\u0131\u011f\u0131n\u0131 da s\u00f6yleyen Y\u0131ld\u0131z, uygulamada
i\u015fletme sahibinin kad\u0131n giri\u015fimci olmas\u0131 halinde, i\u015fletme ba\u015f\u0131na kredi \u00fcst\u00fc limitinin 30 bin lira olaca\u011f\u0131n\u0131 belirtti. <\/p>\n

\u015e\u00fckr\u00fc Y\u0131ld\u0131z,\u00a0 KOB\u0130’lerin yeni teknoloji kullan\u0131m\u0131, yeni i\u015f yerine ta\u015f\u0131nma, i\u015flerini b\u00fcy\u00fctme, yeni yat\u0131r\u0131m, ham madde al\u0131m\u0131, \u00fcretim ve pazarlama, e\u011fitim ve dan\u0131\u015fmanl\u0131k, yurt d\u0131\u015f\u0131 pazarlara a\u00e7\u0131l\u0131m ve geli\u015ftirme, ihracat\u0131n finansman\u0131 ve m\u00fcnferit projelerinin finansman amac\u0131 ile bu krediden yararlanabileceklerini s\u00f6yledi. Y\u0131ld\u0131z, verilen kredileri ama\u00e7 d\u0131\u015f\u0131 kulland\u0131\u011f\u0131 tespit edilen i\u015fletmelerin, KOSGEB desteklerinden mahrum b\u0131rak\u0131laca\u011f\u0131n\u0131 belirterek, ”Bu konuda, KOB\u0130’lerimizi \u00f6zellikle uyarmak istiyorum” dedi. AC\u0130L DESTEK KRED\u0130S\u0130 PROGRAMI<\/p>\n

<\/strong>\u00d6\u011fretim G\u00f6revlisi \u015e\u00fckr\u00fc Y\u0131l\u0131d\u0131z, 2009 y\u0131l\u0131 i\u00e7erisinde T\u00fcrkiye’de ya\u015fanan ve \u00e7ok say\u0131da vatanda\u015f\u0131n gerek can gerek mal kayb\u0131na neden olan sel felaketinden b\u00fcy\u00fck zarar g\u00f6rm\u00fc\u015f olan i\u015fletmeleri desteklemek amac\u0131yla ”Acil Destek Kredisi” Program\u0131n\u0131 uygulamaya ge\u00e7irdiklerini de s\u00f6yledi.
Bu programdan, sel felaketi nedeniyle i\u015f yerleri zarar g\u00f6ren, faaliyetleri aksayan, bunu da ilgili resmi makamlardan belgeleyen ve KOSGEB Veri Taban\u0131’na kay\u0131tl\u0131 olan i\u015fletmelerin faydalanabilece\u011fini belirten Y\u0131l\u0131d\u0131z, Acil Destek Kredisi Program\u0131 uygulamas\u0131 ile kredi deste\u011fine y\u00f6nelik faiz bedelinin tamam\u0131n\u0131n KOSGEB Destek B\u00fct\u00e7esi’nden kar\u015f\u0131lanaca\u011f\u0131n\u0131 kaydetti.
Kredinin vadesinin ilk 6 ay\u0131n\u0131n \u00f6demesiz, kalan\u0131n\u0131n ayl\u0131k e\u015fit taksitler halinde toplam 24 ay olaca\u011f\u0131n\u0131 bildiren Erg\u00fcn, i\u015fletme ba\u015f\u0131na \u00fcst limitin azami 100 bin lira olaca\u011f\u0131n\u0131 s\u00f6yledi. Erg\u00fcn, di\u011fer \u015fartlar\u0131n ise g\u00fcn\u00fcn ko\u015fullar\u0131na g\u00f6re KOSGEB taraf\u0131ndan belirlenece\u011fini ifade etti. ”KRED\u0130 GARANT\u0130 FONU BU S\u00dcRE\u00c7TE DEVREDE”<\/p>\n

<\/strong>Y\u0131l\u0131d\u0131z, teminat s\u0131k\u0131nt\u0131s\u0131 ya\u015fayan KOB\u0130’ler i\u00e7in Kredi Garanti Fonu’nun bu s\u00fcre\u00e7te devrede olaca\u011f\u0131n\u0131 belirterek, Kredi Garanti Fonu’nun \u015fartlar\u0131n\u0131n bu programlardan yararlanacak KOB\u0130’lere y\u00fczde 50 indirimli olarak uygulanaca\u011f\u0131n\u0131 belirtti. Erg\u00fcn, Acil Durum Kredisi’nde ise Kredi Garanti Fonu’nun KOB\u0130’lere daha uygun \u015fartlarda teminat sa\u011flayaca\u011f\u0131n\u0131 s\u00f6yledi. <\/p>\n

Esnaf sanatkar kesimine kefalet sa\u011flamada TESKOMB ile i\u015fbirli\u011fi yap\u0131laca\u011f\u0131n\u0131 da belirten \u015e\u00fckr\u00fc Y\u0131ld\u0131z, ayr\u0131ca vergi borcu ve Sosyal G\u00fcvenlik Kurumu’na borcu olan i\u015fletmelerin de alaca\u011f\u0131 krediden mahsupla\u015fma y\u00f6ntemiyle bu kredilerden yararlanabileceklerini kaydetti.
Erg\u00fcn, yeni d\u00f6nemde mevcut ve yeni destek modelleriyle, KOB\u0130’lerin rekabet g\u00fcc\u00fcn\u00fcn art\u0131r\u0131lmas\u0131 noktas\u0131nda her zaman KOB\u0130’lerin yan\u0131nda olacaklar\u0131n\u0131 ifade ederek, \u015f\u00f6yle konu\u015ftu:
”Kaynaklar\u0131m\u0131z\u0131 daha etkin ve verimli kullanarak giri\u015fimcilerimizin \u00f6n\u00fcn\u00fc a\u00e7makta, geli\u015fmelerini sa\u011flamada, onlara rehberlik etmekte ve KOB\u0130’lerimizi finansman, organizasyon, y\u00f6netim teknikleri gibi her t\u00fcrl\u00fc ara\u00e7larla desteklemekte kararl\u0131y\u0131z.2010 y\u0131l\u0131nda da k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli i\u015fletmelere sa\u011flayaca\u011f\u0131m\u0131z destekler, KOSGEB’in Orta Vadeli Programda yer alan b\u00fct\u00e7esiyle tutarl\u0131 bir bi\u00e7imde ve di\u011fer kurumlar taraf\u0131ndan sa\u011flanan benzer destekler de dikkate al\u0131narak belirlenecek. A\u00e7\u0131klad\u0131\u011f\u0131m\u0131z Kredi Faiz Deste\u011fi Programlar\u0131na ba\u015fvuru ko\u015fullar\u0131 ile ba\u015fvuru yap\u0131lacak bankalar ise \u00f6n\u00fcm\u00fczdeki g\u00fcnlerde kamuoyuna ilan edilecek.
Bu kredi Faiz Deste\u011fi Programlar\u0131ndan yararlanmak isteyen KOB\u0130’lerimizin KOSGEB Veri Taban\u0131na kay\u0131tl\u0131 olma \u015fart\u0131 aranacak. Bu nedenle, KOSGEB Veri Taban\u0131na kay\u0131tl\u0131 olmayan t\u00fcm i\u015fletmelerimizin biran \u00f6nce KOSGEB hizmet merkezlerine ba\u015fvurmalar\u0131 gerekiyor.
\u0130nan\u0131yorum ki reel ekonominin can damar\u0131 olan KOB\u0130’lerimiz uygulamaya koydu\u011fumuz ve \u00f6n\u00fcm\u00fczdeki d\u00f6nemde hayata ge\u00e7irece\u011fimiz yeni destek modelleriyle b\u00fcy\u00fcme ve kalk\u0131nman\u0131n \u00f6nc\u00fcs\u00fc olmaya devam edecek.”
”KRED\u0130LERDEN KASIMDAN \u0130T\u0130BAREN FAYDALANILMASI \u0130\u00c7\u0130N \u00c7ALI\u015eIYORUZ”<\/p>\n

<\/strong>Bir soru \u00fczerine Y\u0131ld\u0131z, kredilerden faydalan\u0131lmas\u0131n\u0131n Kas\u0131m ay\u0131 ba\u015f\u0131ndan itibaren ba\u015flayabilmesi i\u00e7in \u00e7al\u0131\u015fma y\u00fcr\u00fct\u00fcld\u00fc\u011f\u00fcn\u00fc bildirerek, ”Ba\u015fvuru \u015fartlar\u0131 ve ba\u015fvuracaklar\u0131 bankalar\u0131n tamamen netle\u015fmesi Kas\u0131m ay\u0131 ba\u015f\u0131ndan itibaren. Bu kredileri \u00e7ok say\u0131da bankayla anla\u015farak Aral\u0131k sonuna kadar kullanmalar\u0131n\u0131 ve 2010 y\u0131l\u0131 sonuna kadar da m\u00fcmk\u00fcn oldu\u011fu kadar geri \u00f6deme plan\u0131n\u0131n ger\u00e7ekle\u015fmesini istiyoruz” dedi.<\/p>\n

Bankalar\u0131n KOSGEB destekleriyle ilgili anla\u015fmalarda \u015fimdiye kadar herhangi bir sorun ya\u015famad\u0131\u011f\u0131n\u0131 belirten Y\u0131ld\u0131z, ancak kredi talebinde bulunanlarla ilgili sorunlar\u0131n ya\u015fanmas\u0131 halinde bu sorunlar\u0131n giderilmesi i\u00e7in de her t\u00fcrl\u00fc te\u015febb\u00fcste bulunacaklar\u0131n\u0131 s\u00f6yledi.
Erg\u00fcn, i\u015fletmelere m\u00fcmk\u00fcn oldu\u011fu kadar h\u0131zl\u0131 bir \u015fekilde b\u00fcrokratik engele tak\u0131lmadan bu kredileri temin etmek istediklerini ifade ederek, ”Dosya masraflar\u0131 konusunda da birtak\u0131m k\u0131s\u0131tlamalar elbette getirilecek. Yani dosya masraf\u0131 nedeniyle i\u015fletmelerin zor durumda b\u0131rak\u0131lmas\u0131n\u0131 biz istemeyiz” diye konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u201c\u0130\u015eLETMELER B\u0130RAN \u00d6NCE KOSGEB VER\u0130 TABANINA KAYITLARINI YAPTIRSIN\u201d Esnaf ve KOB\u0130’lere y\u00f6nelik \u201cKredi Garanti Fonu Uygulamalar\u0131 \u0130le Yeni KOSGEB Destekleri \u201cOdam\u0131z Konferans Salonu\u2019nda anlat\u0131ld\u0131.\u00a0 Odam\u0131z taraf\u0131ndan d\u00fczenlenen seminere konu\u015fmac\u0131 olarak, Akdeniz \u00dcniversitesi \u00d6\u011fretim G\u00f6revlisi ve KOSGEB Antalya Sinerji Oda\u011f\u0131 Sorumlusu \u015e\u00fckr\u00fc Y\u0131ld\u0131z kat\u0131ld\u0131.<\/p>\n","protected":false},"author":1,"featured_media":4483,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4480","post","type-post","status-publish","format-gallery","has-post-thumbnail","hentry","category-genel","post_format-post-format-gallery"],"_links":{"self":[{"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/posts\/4480","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/comments?post=4480"}],"version-history":[{"count":0,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/posts\/4480\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/media\/4483"}],"wp:attachment":[{"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/media?parent=4480"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/categories?post=4480"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.altso.org.tr\/en\/wp-json\/wp\/v2\/tags?post=4480"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}